Dignifi Disclaimer

/Dignifi Disclaimer
Dignifi Disclaimer 2024-02-02T21:01:41+00:00

Standard for WebBank

All credit products are issued by WebBank.

Origination Fee

There is an origination fee range depending on which group you are apart of.
AutoNation = 3%, everyone else 4%.

Prequalifying and applying for financing

All credit products are issued by WebBank. You must be at least 18 years old to apply. The prequalification process involves a review of your creditworthiness but will not affect your credit score. If you are prequalified, that does not guarantee your application will be approved. By continuing with the application process, you may be evaluated for multiple credit products, and upon submitting the full application by clicking “Accept Offer,” a one-time hard inquiry will be made and may have an impact on your credit score for a period of time.

RoadWay Loan (Installment)

*All credit products are issued by WebBank. The DigniFi Interest Waived Program applies to all approved customers. Interest will be charged to your account from account opening at 9.99%‐36.00% APR. If the full loan amount is paid within the first 90 days, you will receive a refund in the amount of any accrued interest that was charged. A minimum monthly payment is required. Additional principal payments will be required to pay off the loan amount before the promotion expires. Interest will be waived if you make all of your scheduled payments on time and pay off your loan in full within the first 90 days. The application generally takes a few minutes. All applications are subject to approval pursuant to standard underwriting criteria. The maximum approved amount, terms, and Annual Percentage Rate (APR) will be based on an evaluation of credit history. WebBank funds the repair amount once repairs are completed and documents are executed.

*** Depending on the program used, an origination fee is 3-4%. 

ExpressWay Credit (Revolver Card) (Approved 4.11.2023)

*All DigniFi ExpressWay credit cards are issued by WebBank. An annual fee of up to $79 may apply. Six-month deferred interest promotional offer is available on all approved purchases of $350 or more using the DigniFi ExpressWay credit card. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 months. If you do not, interest will be charged on the promotional purchase from the purchase date. A minimum monthly payment is required. The required minimum monthly payments may not pay off the promotional purchase by the end of the promotional period. Account must be open and current to be eligible for this offer. Regular account terms apply to non-promotional purchases and, after the promotion ends, to your promotional purchases. Please see any special promotion advertising or other disclosures provided to you for the full terms of any special promotion offered. All applications for credit are based on an evaluation of credit history. The annual percentage rate (APR) ranges from 27.99%–36%. If you are charged interest, the charge will be no less than $2.00.

**Pricing may vary based on your ExpressWay transaction amount, between $350–$7,500, in combination with the monthly term of your Promotional Credit Plan. Your final APR will be illustrated on your final purchase receipt, emailed to you at the time of the transaction, and located by logging into your account.

 

AutoNation Pay

*AutoNation Pay is an ExpressWay private labeled credit card that is accepted anywhere ExpressWay credit cards are accepted, including AutoNation. All ExpressWay credit cards, including AutoNation Pay, are issued by WebBank. An annual fee of up to $79 may apply. Six-month deferred interest promotional offer is available on all approved purchases of $350 or more using the AutoNation Pay credit card. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 months. If you do not, interest will be charged on the promotional purchase from the purchase date. A minimum monthly payment is required. Required minimum monthly payments may not be enough to pay off the promotional purchase by the end of the promotional period. Additional payments may be necessary. Account must be open and current to be eligible for this promotional offer. Regular account terms apply to non-promotional purchases and, after the promotion ends, to your promotional purchases. See your Credit Card Account Customer Agreement for more information. All applications for credit are subject to approval. The annual percentage rate (APR) ranges from 27.99%–36%. If you are charged interest, the charge will be no less than $2.00.

**Pricing may vary based on your AutoNation Pay transaction amount, between $350–$7,500, in combination with the monthly term of your Promotional Credit Plan. Your final APR will be illustrated on your final purchase receipt, emailed to you at the time of the transaction, and located by logging into your account.